二胎指的就是第二筆的房屋抵押貸款，也就是二順位房貸，意指在你已經有第一筆房貸（一順位房貸）的情形下，想要再次利用房屋貸款來取得額外的房屋融資，即稱為房屋二胎。 沒有任何貸款項目能保證一定可以貸到，雖然民間審核寬鬆，但若是貸款人的條

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